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Becoming a first-time homeowner is an exciting milestone, yet it also comes with a set of responsibilities that go beyond just picking out furniture and paint colors. One crucial aspect that should not be overlooked is homeowners' insurance. As you step into this new chapter of life, it’s important to ensure that your investment is protected against unexpected events. Understanding the basics of homeowners' insurance can save you from unforeseen expenses and provide peace of mind as you settle into your new residence.